Commercial Loans for Your Business
Starting a business? Renovating your office? Need better equipment?
American National Bank & Trust offers a comprehensive range of business and commercial loans. We are ready to assist you with customized options for your diverse financial needs, including equipment loans,flexible business lines of credit for expansion or equipment upgrades, working capital loans, and commercial real estate loans.
Our expert loan officers and staff have over 150 years experience in the commercial lending business. We can style loans with attractive rates and terms. Benefit from having someone in your corner – quick decisions are our thing, thanks to a team that’s deeply connected in our Texas communities.
If you are interested in applying for a loan, please fill out the Loan Application. It can be completed either before or after printing, and then returned to the bank.
What Can A Commercial Loan Be Used For?
When it comes to commercial loans, including mortgages, American National Bank & Trust can offer business owners favorable commercial mortgage rates and flexible financing solutions through commercial lending, empowering you to expand, invest, and manage your operations effectively.
Whether it’s buying, developing, or upgrading your workspace, commercial real estate or business acquisition loans paired with flexible financing can help you create the space you and your team have always envisioned.
Here’s some ideas on how you could benefit from commercial lending:
- Office Renovation & Expansions
- Business Acquisitions
- Equipment Financing
- Commercial Real Estate Loans
- Revolving Lines of Credit
- Small Business Administration (SBA) Loans
Am I Eligible for A Commercial Loan?
Before applying for a commercial loan, it’s important to consider the following criteria to ensure the highest possible level of service and satisfaction that our loan experts can provide.
Some criteria to consider for applying for an AmNat commercial loan:
- Established for-profit business entity
- Recommended credit score: 680 and above
- Clear ownership by U.S. Citizens or Permanent Resident Aliens (at least 51%)
- Demonstrated industry and management experience
- Satisfactory credit history
- Meet size standards (maximum tangible net worth and maximum two-year net average income after federal income tax)
- For real estate financing, ensure a certain percentage of owner occupancy (if applicable)
Your Success Awaits
Apply for a commercial loan with American National Bank & Trust or connect with one of our experienced commercial lenders to explore your options.