Telebanker
Our Telephone Banking Service
Commercial Accounts Overview
Please note this table is provided as a general overview of available accounts only. Please see below for more detailed information on each account.
| ACCOUNTS | Account Description | Minimum Deposit | Earns Interest | Balance Required to Waive Monthly Fee | Monthly Service Fee | Transaction Allowance | Statement Fee |
| Business Checking | Designed for new or small businesses with modest balances and modest account activity. | $100 |  | $2,500 average daily balance | $7.50 | Checks Paid and/or Deposited: •First 250 paper items each month: Free •Each additional paper item: $0.25 | Free e-statements or $3 paper statement fee |
| Business Premium Checking | Designed for businesses with low to moderate account activity with opportunity to earn interest on balances. | $100 |  | $5,000 average daily balance | $10.00 | Checks Paid and/or Deposited: •First 25 paper items each month:Free •Each paper item over 25: $0.25 •Each paper item over 100: $2.00 | Free e-statements or $3 paper statement fee |
| Commercial Checking | Designed for businesses that seek cash management tools, maintain higher balances, and have higher account activity. | $100 | | Sufficient earnings credit | Varies due to Account Analysis | n/a | Free e-statements or $3 paper statement fee |
| Non-Profit Checking | Designed specifically for nonprofit organizations with unlimited free transactions. | $100 | | $500 average daily balance | $5.00 | Unlimited | Free e-statements or $3 paper statement fee |
| Business Savings | Ideal for businesses that want to earn interest and grow savings, while maintaining quick and easy access to their funds. | $100 | | $300 minimum balance | $3.00 maintenance fee (quarterly instead of monthly) | Withdrawals and/or Transfers: •First 3 each statement cycle: Free •Each transaction after that: $1.00 | Free e-statements |
| Business Money Market | Ideal for businesses who want to earn a competitive, tiered interest rate on their balances, while maintaining easy access to funds. | $100 | | $2,500 average daily balance | $12 | Withdrawals and/or Transfers: •First 6 each statement cycle: Free •Each transaction after that:$25.00 | Free e-statements or $3 paper statement fee |
| Certificates of Deposit | Terms range from 30 Days – 5 Years | $1,000 | | n/a | -0- | n/a | n/a |
| Jumbo Certificates of Deposit | Terms range from 30 Days – 5 Years | $250,000 | | n/a | -0- | n/a | n/a |