Benjamin Builder Account.
The sooner you begin, the more you earn.
Studies have shown that the younger you begin investing, the more time you have to increase your personal wealth. That’s the power of time, coupled with the potency of compounding.
Many wealth management experts agree that the right time to start investing is in your 20’s when you’re gainfully employed, but perhaps don’t have a mortgage to worry about yet. It’s best to start investing earlier in small increments rather than in big increments at a later time.
Have you been putting off investing because you don’t have the knowledge? Or simply because you don’t have the time? Fortunately, starting a Benjamin Builder Account at American National Bank & Trust is the easiest way to begin investing because it takes as little as 15 minutes to open an account.
Our Benjamin Builder Account is the perfect place to start if you’re thinking about investing but don’t know where to begin.
Whether it’s stocks, mutual funds, index funds, or ETF’s, our experienced financial advisors will help you select the right investments to fit your risk tolerance. So you can move confidently towards the future with investments to support your financial goals, now and in the years ahead.
Compared to investment programs at large financial institutions and online brokerage firms, the Benjamin Builder Account at American National Bank & Trust is more personal and more flexible than any wealth management program you’ll find. Every Benjamin Builder client is assigned a personal investment advisor who is committed to helping your money grow with a diversified portfolio overseen by professional managers. So, you’ll have the peace of mind you want, and the expert financial advice you need.
With so many investing options available today, who has the time to sort through them all? Make it easy on yourself. Sit down, phone, or video conference with a Financial Advisor from American National Bank & Trust.
We’ll help you create a Benjamin Builder investment portfolio in as little as 30 minutes. We’ll even monitor and manage your portfolio for you, saving you time and hassles. And you can view your account 24/7 online.
“Starting early and paying yourself first will significantly improve your financial foundation resulting in greater financial security later in life”
Jeffrey Schultz, CFA, CTFA
Executive Vice President, Chief Investment Officer
Managing Director of Trust & Wealth Management
Save more: With early age investments, you develop a habit of saving more. The more you invest, the more you get in the future.
Improves risk taking ability: Studies prove that young investors have more risk-taking ability than older ones. So the probability of earning handsome returns at a young age gets enhanced.
Time value of money: Early investments lead to compounding returns, so your money grows with time. This puts you ahead of others who start investing at a later stage in life.
More recovery time: If you invest early and incur a loss, you have more time to make up for the loss. Keep in mind that Bear Markets come and go, but history shows that investing early (and remaining invested) is the surest way to grow your wealth.
A more secure future: Investments made at an early age can be very handy when tough times strike, like losing a job. Conversely, they also help finance good times, like taking a vacation or purchasing a new car or home. This is especially true when you have investments outside of your retirement accounts.
Less need to borrow: Investing at an early age is also useful because when you have surplus money invested, you will rarely need to borrow money or struggle with debt or credit card payments which can erode your long-term financial health and peace of mind.
Support your retirement plans: Early age investments increase the probability of reaching financial stability at a younger age, giving you more options before retirement and a more secure life after retirement.