Small Business Administration (SBA) Loans
We want to be your small business partner
What is an SBA Loan?
An SBA loan is a government-backed financial resource that provides small businesses with access to funding for various purposes, from startups and expansions to real estate and working capital.
We offer both SBA 7(a) and SBA 504 loan programs to fit your various financing needs.
An SBA 7(a) loan is a great option for assisting small business owners in buying equipment, or refinancing. An SBA 504 Loan is for buying fixed assets like real estate with funding shared between the broower, a development company, and a traditional lender.
Financing your future with customized SBA lending options just got easier with our streamlined SBA loan application process. In just minutes, our SBA loan program experts will provide the insights and tools you need to confidently apply to find the perfect solution for your business aspirations.
What can I finance with an SBA Loan?
- Owner-occupied commercial real estate
- Leasehold improvements
- Debt refinance
- Start-up businesses
- Equipment
- Furniture and fixtures
- Working capital
Is my business eligible for an SBA loan?
- The company is a for-profit entity
- Business must be owned 51% by U.S. Citizens or Permanent Resident Aliens
- Proven industry and management experience
- Satisfactory credit
- Size standards are maximum tangible net worth of $15 million and maximum two-year net average income after federal income tax or $5 million
- Real estate must be 51% owner-occupied (60% for new construction)
E-Mail David
davidg@amnat.com
Simplify Your Small Business Financing Journey
Navigating SBA Lending Options
Are you a small business owner seeking flexible small business lending options or SBA loans? At American National Bank & Trust, helping small businesses in our Texas communities is what we love to do. With backing from the National Small Business Administration (SBA), we’re proud to offer SBA loans tailored to your unique needs, empowering your path to growth for success in Texas and beyond. Apply now and let us partner with you to achieve your small business goals.
Are SBA Lending Options Right for You?
If you are searching for a solution to providing your business with funding, lower down payments, flexible options with longer repayment terms that allow you to invest, expand, and achieve your goals, an SBA loan may be a good fit.
SBA Loan Benefits
- Lower Down Payment (Up to 90% financing available)
- Longer Terms (Fully amortizing terms up to 25 years with no balloon payments)
- Roll all use of proceeds into one loan
- Ideal financing source for start-up companies and business acquisitions
Meet our Clients
Mansfield, TX
Utopia Fitness
+ Training
Lewisville, TX
Feathers
Smash LLC
Granbury, TX
The Inn on
Lake Granbury
Decatur, TX