Mortgages | Refinancing | Home Loans
Where local really means local for Texas homeowners
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If you’re looking for a home loan in North Texas including Wichita Falls, Flower Mound, Denton, Fort Worth and surrounding communities, you should be doing business with American National Bank & Trust’s Mortgage Lender Division.
With AmNat’s Mortgage Division, your premier mortgage lenders in Texas, you can unlock the doors to your dream home or breathe new life into an existing home through a remodel or refinance. Explore competitive interest rates, flexible home loans, and stay informed on mortgage rates in north Texas and beyond.
Our competitive home interest rates empower Texans with cost-effective financing solutions that not only boost affordability but also play a crucial role in securing their financial well-being
Here you’ll be greeted by name. You’ll speak to a “live” person when you call. You’ll receive loan decisions by local bankers within your community, not out-of-town bankers living hundreds of miles away.
We understand that each homeowner’s journey is unique. With a commitment to transparency, we offer a diverse range of mortgage products tailored to your specific needs. Whether you’re a first-time homebuyer, upgrading, refinancing, or simply aiming to have a seamless mortgage experience, let us be your trusted partner in achieving your homeownership goals.
*Funds are available until they have been exhausted through the grant program
Program Requirements:
• First Time Homebuyer Requirement: Must not have owned a home in the last 3 years.
• Primary residence only.
• Income Requirement: At or below 80% of the area median household income.
• Funds Qualifications: $500 Borrower Contribution and no cash back at closing.
• 5 year Retention agreement must be signed.
• At least one borrower, prior to closing, has to complete the Homebuyer Counseling Course.
• Household Income: Restricted by 80% household AMl, anyone permanently residing in home must be included in income calculation; co-borrowers) allowed for credit purposes only.
• Non-Occupant Co-borrowers: Not allowed to include income from non-occupant co-borrower (s). All occupying borrower (s) must qualify based on income limitations.
We love watching dreams come true!
We have a that works diligently to provide great service and keep your loan on track. As an approved seller/servicer for Fannie Mae, your mortgage is handled by local professionals who value “old-fashioned” customer service. Our mortgage lenders are backed by more than 25 years of experience and over a billion dollars in loan financing. Including the technology to simplify your loan experience from start to finish.
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