03-31-02

REPORT OF CONDITION: 03-31-02

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF MARCH 31, 2002(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin...............6,285
   b. Interest-bearing balances............................................0
2. Securities:
   a. Held-to-maturity securities......................................2,326
   b. Available-for-sale securities...................................19,119
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold...............................................8,785
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................2,135
   b. Loans and leases, net of unearned income...........171,460
   b. LESS: Allowance for loan and lease losses............2,156
   c. LESS: Allocated transfer risk reserve....................0
   d. Loans and leases, net of unearned income, allow., and reserve..169,304
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)............8,500
7. Other real estate owned...............................................378
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets...................................................4,156
11.Other assets.......................................................13,903
12.Total assets......................................................234,891

LIABILITIES

13.Deposits:
   a. In domestic offices............................................198,231
      (1) Noninterest-bearing.............................38,494
      (2) Interest-bearing...............................159,737
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................3,230
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money...............................................10,606
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................2,518
21.Total liabilities.................................................214,585
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................16,332
   b. Net unrealized holding gain(losses)available for sale securities...203
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................20,306
29.Total liabilities, limited life preferred stock, equity capital...234,891

12-31-01

REPORT OF CONDITION: 12-31-01

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF DECEMBER 31, 2001(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin..............11,192
   b. Interest-bearing balances............................................0
2. Securities:
   a. Held-to-maturity securities......................................2,574
   b. Available-for-sale securities...................................26,853
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold..............................................16,775
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................1,983
   b. Loans and leases, net of unearned income...........159,952
   b. LESS: Allowance for loan and lease losses............1,917
   c. LESS: Allocated transfer risk reserve....................0
   d. Loans and leases, net of unearned income, allow., and reserve..158,035
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)............8,085
7. Other real estate owned...............................................693
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets...................................................4,156
11.Other assets.......................................................13,755
12.Total assets......................................................244,101

LIABILITIES

13.Deposits:
   a. In domestic offices............................................217,343
      (1) Noninterest-bearing.............................45,794
      (2) Interest-bearing...............................171,549
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................3,320
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money..................................................474
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................2,872
21.Total liabilities.................................................224,009
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................16,089
   b. Net unrealized holding gain(losses)available for sale securities...232
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................20,092
29.Total liabilities, limited life preferred stock, equity capital...244,101

09-30-01

REPORT OF CONDITION: 09-30-01

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF SEPTEMBER 30, 2001(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin...............9,129
   b. Interest-bearing balances............................................0
2. Securities:
   a. Held-to-maturity securities......................................2,815
   b. Available-for-sale securities...................................23,856
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold..............................................17,780
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................2,198
   b. Loans and leases, net of unearned income...........148,321
   b. LESS: Allowance for loan and lease losses............1,627
   c. LESS: Allocated transfer risk reserve....................0
   d. Loans and leases, net of unearned income, allow., and reserve..146,694
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)............7,412
7. Other real estate owned...............................................366
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets...................................................4,234
11.Other assets.......................................................13,445
12.Total assets......................................................232,929

LIABILITIES

13.Deposits:
   a. In domestic offices............................................203,985
      (1) Noninterest-bearing.............................35,358
      (2) Interest-bearing...............................168,627
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................3,650
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money................................................1,756
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................3,314
21.Total liabilities.................................................212,705
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................16,063
   b. Net unrealized holding gain(losses)available for sale securities...390
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................20,224
29.Total liabilities, limited life preferred stock, equity capital...232,929

06-30-01

REPORT OF CONDITION: 06-30-01

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF JUNE 30, 2001(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin..............11,680
   b. Interest-bearing balances............................................0
2. Securities:
   a. Held-to-maturity securities......................................3,249
   b. Available-for-sale securities...................................23,431
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold..............................................16,710
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................3,719
   b. Loans and leases, net of unearned income...........145,468
   b. LESS: Allowance for loan and lease losses............1,589
   c. LESS: Allocated transfer risk reserve....................0
   d. Loans and leases, net of unearned income, allow., and reserve..143,879
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)............7,116
7. Other real estate owned...............................................376
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets...................................................4,311
11.Other assets.......................................................13,525
12.Total assets......................................................227,996

LIABILITIES

13.Deposits:
   a. In domestic offices............................................202,236
      (1) Noninterest-bearing.............................36,575
      (2) Interest-bearing...............................165,661
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................2,720
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money..................................................500
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................2,864
21.Total liabilities.................................................208,320
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................15,740
   b. Net unrealized holding gain(losses)available for sale securities...165
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................19,676
29.Total liabilities, limited life preferred stock, equity capital...227,996

03-31-01

REPORT OF CONDITION: 03-31-01

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF MARCH 31, 2001(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin..............10,433
   b. Interest-bearing balances............................................0
2. Securities:
   a. Held-to-maturity securities......................................3,774
   b. Available-for-sale securities...................................23,347
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold..............................................10,945
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................2,317
   b. Loans and leases, net of unearned income...........142,387
   b. LESS: Allowance for loan and lease losses............1,506
   c. LESS: Allocated transfer risk reserve....................0
   d. Loans and leases, net of unearned income, allow., and reserve..140,881
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)............6,876
7. Other real estate owned...............................................303
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets...................................................4,389
11.Other assets.......................................................13,494
12.Total assets......................................................216,759

LIABILITIES

13.Deposits:
   a. In domestic offices............................................192,275
      (1) Noninterest-bearing.............................33,753
      (2) Interest-bearing...............................158,522
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................1,625
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money..................................................512
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................3,067
21.Total liabilities.................................................197,479
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................15,326
   b. Net unrealized holding gain(losses)available for sale securities...183
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................19,280
29.Total liabilities, limited life preferred stock, equity capital...216,759

12-31-00

REPORT OF CONDITION: 12-31-00

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF DECEMBER 31, 2000(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin..............18,959
   b. Interest-bearing balances............................................0
2. Securities:
   a. Held-to-maturity securities......................................5,097
   b. Available-for-sale securities...................................26,197
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold...............................................5,760
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases, net of unearned income...........140,148
   b. LESS: Allowance for loan and lease losses............1,419
   c. LESS: Allocated transfer risk reserve....................0
   d. Loans and leases, net of unearned income, allow., and reserve..138,729
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)............6,653
7. Other real estate owned.................................................0
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets...................................................4,467
11.Other assets.......................................................12,625
12.Total assets......................................................218,517

LIABILITIES

13.Deposits:
   a. In domestic offices............................................194,611
      (1) Noninterest-bearing.............................37,863
      (2) Interest-bearing...............................156,748
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................1,618
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money:
   a. With original maturity of one year or less.........................  0
   b. With original maturity of more than one year through three years.....0
   c. With a remaining maturity of more than three years.................525
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................2,966
21.Total liabilities.................................................199,720
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................14,938
   b. Net unrealized holding gain(losses)available for sale securities....88
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................18,797
29.Total liabilities, limited life preferred stock, equity capital...218,517

09-30-00

REPORT OF CONDITION: 09-30-00

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF SEPTEMBER 30, 2000(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin...............7,646
   b. Interest-bearing balances............................................0
2. Securities:
   a. Held-to-maturity securities......................................6,391
   b. Available-for-sale securities...................................27,733
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold...............................................1,080
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases, net of unearned income...........138,024
   b. LESS: Allowance for loan and lease losses............1,515
   c. LESS: Allocated transfer risk reserve....................0
   d. Loans and leases, net of unearned income, allow., and reserve..136,509
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)............6,654
7. Other real estate owned.................................................0
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets...................................................4,545
11.Other assets.......................................................12,206
12.Total assets......................................................202,764

LIABILITIES

13.Deposits:
   a. In domestic offices............................................178,577
      (1) Noninterest-bearing.............................34,270
      (2) Interest-bearing...............................144,307
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................2,455
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money:
   a. With original maturity of one year or less.........................  0
   b. With original maturity of more than one year through three years.....0
   c. With a remaining maturity of more than three years.................537
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................2,713
21.Total liabilities.................................................184,282
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................14,822
   b. Net unrealized holding gain(losses)available for sale securities.(111)
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................18,482
29.Total liabilities, limited life preferred stock, equity capital...202,764

06-30-00

REPORT OF CONDITION: 06-30-00

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF JUNE 30, 2000(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin..............13,170
   b. Interest-bearing balances............................................0
2. Securities:
   a. Held-to-maturity securities......................................7,449
   b. Available-for-sale securities...................................27,953
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold...............................................1,610
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases, net of unearned income...........133,697
   b. LESS: Allowance for loan and lease losses............1,469
   c. LESS: Allocated transfer risk reserve....................0
   d. Loans and leases, net of unearned income, allow., and reserve..132,228
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)...........11,322
7. Other real estate owned.................................................0
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets...................................................2,371
11.Other assets........................................................7,436
12.Total assets......................................................203,539

LIABILITIES

13.Deposits:
   a. In domestic offices............................................170,322
      (1) Noninterest-bearing.............................34,199
      (2) Interest-bearing...............................136,123
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased.........................................12,383
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money:
   a. With original maturity of one year or less.........................  0
   b. With original maturity of more than one year through three years.....0
   c. With a remaining maturity of more than three years.................549
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................2,491
21.Total liabilities.................................................185,745
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................14,271
   b. Net unrealized holding gain(losses)available for sale securities.(248)
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................17,794
29.Total liabilities, limited life preferred stock, equity capital...203,539

03-31-00

REPORT OF CONDITION: 03-31-00

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF MARCH 31, 2000(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin...............8,937
   b. Interest-bearing balances............................................0
2. Securities:
   a. Held-to-maturity securities......................................7,715
   b. Available-for-sale securities...................................28,218
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold...................................................0
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases, net of unearned income...........127,350
   b. LESS: Allowance for loan and lease losses............1,379
   c. LESS: Allocated transfer risk reserve....................0
   d. Loans and leases, net of unearned income, allow., and reserve..125,971
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)...........10,940
7. Other real estate owned.................................................0
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets...................................................2,412
11.Other assets........................................................6,881
12.Total assets......................................................191,074

LIABILITIES

13.Deposits:
   a. In domestic offices............................................167,806
      (1) Noninterest-bearing.............................35,973
      (2) Interest-bearing...............................131,833
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................2,345
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money:
   a. With original maturity of one year or less.........................  0
   b. With original maturity of more than one year through three years.....0
   c. With a remaining maturity of more than three years.................561
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................3,161
21.Total liabilities.................................................173,873
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................13,696
   b. Net unrealized holding gain(losses)available for sale securities.(266)
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................17,201
29.Total liabilities, limited life preferred stock, equity capital...191,074

12-31-99

REPORT OF CONDITION: 12-31-99

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF DECEMBER 31, 1999(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin..............15,017
   b. Interest-bearing balances............................................0
2. Securities:
   a. Held-to-maturity securities......................................8,405
   b. Available-for-sale securities...................................27,692
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold..............................................12,960
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases, net of unearned income...........117,446
   b. LESS: Allowance for loan and lease losses............1,294
   c. LESS: Allocated transfer risk reserve....................0
   d. Loans and leases, net of unearned income, allow., and reserve..116,152
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)...........10,051
7. Other real estate owned.................................................0
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets......................................................41
11.Other assets........................................................5,313
12.Total assets......................................................195,631

LIABILITIES

13.Deposits:
   a. In domestic offices............................................172,863
      (1) Noninterest-bearing.............................32,769
      (2) Interest-bearing...............................140,094
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................2,115
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money:
   a. With original maturity of one year or less.........................  0
   b. With original maturity of more than one year through three years.....0
   c. With a remaining maturity of more than three years.................573
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................2,299
21.Total liabilities.................................................177,850
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................14,210
   b. Net unrealized holding gain(losses)available for sale securities..(200)
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................17,781
29.Total liabilities, limited life preferred stock, equity capital...195,631