12-31-09

REPORT OF CONDITION: 12-31-09

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF DECEMBER 31, 2009(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin..............12,928
   b. Interest-bearing balances.......................................24,935
2. Securities:
   a. Held-to-maturity securities..........................................0
   b. Available-for-sale securities...................................73,420
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold...............................................9,650
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................2,092
   a. Loans and leases, net of unearned income.......................315,028
   b. LESS: Allowance for loan and lease losses........................3,696
   c. LESS: Allocated transfer risk reserve................................0
   d. Loans and leases, net of unearned income, allow., and reserve..311,332
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)...........13,049
7. Other real estate owned.............................................4,899
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10a.Intangible assets..................................................4,219
10b.Intangible assets:Other............................................1,125
11.Other assets.......................................................22,151
12.Total assets......................................................479,800

LIABILITIES

13.Deposits:
   a. In domestic offices............................................372,244
      (1) Noninterest-bearing.........................................81,346
      (2) Interest-bearing...........................................290,898
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased............................................500
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..............................................3,885
16.Other borrowed money...............................................54,844
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................6,858
21.Total liabilities.................................................438,331
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............7,091
26.a. Undivided profits and capital reserves..........................32,391
   b. Net unrealized holding gain(losses)available for sale securities...307
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................41,469
29.Total liabilities, limited life preferred stock, equity capital...479,800

09-30-09

REPORT OF CONDITION: 09-30-09

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF SEPTEMBER 30, 2009(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin..............12,106
   b. Interest-bearing balances........................................4,632
2. Securities:
   a. Held-to-maturity securities........................................121
   b. Available-for-sale securities...................................66,507
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold..............................................18,610
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................1,465
   a. Loans and leases, net of unearned income.......................307,127
   b. LESS: Allowance for loan and lease losses........................3,896
   c. LESS: Allocated transfer risk reserve..........................284,586
   d. Loans and leases, net of unearned income, allow., and reserve..303,231
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)...........13,066
7. Other real estate owned.............................................4,599
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10a.Intangible assets..................................................4,219
10b.Intangible assets:Other............................................1,152
11.Other assets.......................................................19,353
12.Total assets......................................................449,061

LIABILITIES

13.Deposits:
   a. In domestic offices............................................339,962
      (1) Noninterest-bearing.........................................78,282
      (2) Interest-bearing...........................................261,680
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased............................................500
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money...............................................55,708
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................7,232
21.Total liabilities.................................................407,464
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............7,091
26.a. Undivided profits and capital reserves..........................32,397
   b. Net unrealized holding gain(losses)available for sale securities...429
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................41,597
29.Total liabilities, limited life preferred stock, equity capital...449,061

06-30-09

REPORT OF CONDITION: 06-30-09

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF JUNE 30, 2009(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin...............9,644
   b. Interest-bearing balances........................................1,597
2. Securities:
   a. Held-to-maturity securities........................................125
   b. Available-for-sale securities...................................52,022
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold..............................................15,465
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................1,719
   a. Loans and leases, net of unearned income.......................290,290
   b. LESS: Allowance for loan and lease losses........................3,767
   c. LESS: Allocated transfer risk reserve..........................284,586
   d. Loans and leases, net of unearned income, allow., and reserve..286,523
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)...........13,027
7. Other real estate owned.............................................5,246
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10a.Intangible assets..................................................4,219
10b.Intangible assets:Other............................................1,198
11.Other assets.......................................................19,284
12.Total assets......................................................410,069

LIABILITIES

13.Deposits:
   a. In domestic offices............................................301,380
      (1) Noninterest-bearing.........................................78,322
      (2) Interest-bearing...........................................223,058
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased............................................500
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money...............................................56,564
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................6,649
21.Total liabilities.................................................369,356
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............7,091
26.a. Undivided profits and capital reserves..........................31,693
   b. Net unrealized holding gain(losses)available for sale securities...249
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................40,713
29.Total liabilities, limited life preferred stock, equity capital...410,069

03-31-09

REPORT OF CONDITION: 03-31-09

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF MARCH 31, 2009(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin...............7,360
   b. Interest-bearing balances........................................1,198
2. Securities:
   a. Held-to-maturity securities........................................127
   b. Available-for-sale securities...................................49,466
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold..............................................10,234
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................2,491
   a. Loans and leases, net of unearned income.......................290,478
   b. LESS: Allowance for loan and lease losses........................3,605
   c. LESS: Allocated transfer risk reserve..........................284,586
   d. Loans and leases, net of unearned income, allow., and reserve..286,873
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)...........13,140
7. Other real estate owned.............................................3,519
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10a.Intangible assets..................................................4,219
10b.Intangible assets:Other............................................1,009
11.Other assets.......................................................19,030
12.Total assets......................................................398,666

LIABILITIES

13.Deposits:
   a. In domestic offices............................................289,452
      (1) Noninterest-bearing.........................................75,073
      (2) Interest-bearing...........................................214,379
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased............................................500
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money...............................................57,412
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................6,201
21.Total liabilities.................................................358,307
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............7,091
26.a. Undivided profits and capital reserves..........................31,079
   b. Net unrealized holding gain(losses)available for sale securities....62
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................40,359
29.Total liabilities, limited life preferred stock, equity capital...398,666

12-31-08

REPORT OF CONDITION: 12-31-08

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF DECEMBER 31, 2008(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin..............12,019
   b. Interest-bearing balances........................................1,596
2. Securities:
   a. Held-to-maturity securities........................................131
   b. Available-for-sale securities...................................59,850
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold..............................................14,000
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases held for sale...................................1,046
   a. Loans and leases, net of unearned income.......................287,849
   b. LESS: Allowance for loan and lease losses........................3,263
   c. LESS: Allocated transfer risk reserve..........................284,586
   d. Loans and leases, net of unearned income, allow., and reserve..284,586
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)...........12,495
7. Other real estate owned.............................................1,039
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10a.Intangible assets..................................................4,219
10b.Intangible assets:Other..............................................896
11.Other assets.......................................................18,158
12.Total assets......................................................396,035

LIABILITIES

13.Deposits:
   a. In domestic offices............................................302,184
      (1) Noninterest-bearing.........................................78,394
      (2) Interest-bearing...........................................223,790
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................4,890
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money...............................................38,251
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................6,254
21.Total liabilities.................................................356,295
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............7,091
26.a. Undivided profits and capital reserves..........................30,572
   b. Net unrealized holding gain(losses)available for sale securities....62
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...................................................NA
29.Total liabilities, limited life preferred stock, equity capital...396,035

09-31-08

REPORT OF CONDITION: 09-31-08

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF SEPTEMBER 31, 2008(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions
   a. Noninterest-bearing balances and currency and coin...............6,888
   b. Interest-bearing balances........................................1,596
2. Securities:
   a. Held-to-maturity securities........................................136
   b. Available-for-sale securities...................................52,858
3. Federal funds sold and securities purchased under agreements to resell:
   a. Federal funds sold..............................................14,000
   b. Securities purchased under agreements to resell......................0
4. Loans and lease financing receivables:
   a. Loans and leases, net of unearned income.........................1,520
   b. LESS: Allowance for loan and lease losses........................3,047
   c. LESS: Allocated transfer risk reserve................................0
   d. Loans and leases, net of unearned income, allow., and reserve..271,480
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)...........11,332
7. Other real estate owned.............................................1,289
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets...................................................4,219
11.Other assets.......................................................17,448
12.Total assets......................................................383,775

LIABILITIES

13.Deposits:
   a. In domestic offices............................................301,820
      (1) Noninterest-bearing.........................................82,022
      (2) Interest-bearing...........................................219,798
14.Federal funds purchased & securities sold under agreements to repurchase:
   a. Federal funds purchased..........................................2,028
15.a. Demand notes issued to the U.S. Treasury.............................0
   b. Trading liabilities..................................................0
16.Other borrowed money...............................................28,705
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................6,359
21.Total liabilities.................................................344,242
22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............7,091
26.a. Undivided profits and capital reserves..........................29,608
   b. Net unrealized holding gain(losses)available for sale securities....62
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................39,533
29.Total liabilities, limited life preferred stock, equity capital...383,775

06-30-08

REPORT OF CONDITION: 06-30-08

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF JUNE 31, 2008(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions

   a. Noninterest-bearing balances and currency and coin...............9,644

   b. Interest-bearing balances........................................1,597

2. Securities:

   a. Held-to-maturity securities........................................125

   b. Available-for-sale securities...................................52,022

3. Federal funds sold and securities purchased under agreements to resell:

   a. Federal funds sold..............................................15,465

4. Loans and lease financing receivables:

   a. Loans and leases held for sale..................................1,719

   b. Loans and leases, net of unearned income......................290,290

   b. LESS: Allowance for loan and lease losses.......................3,767

   c. LESS: Allocated transfer risk reserve...............................0

   d. Loans and leases, net of unearned income, allow., and reserve..286,523

5. Trading assets..........................................................0

6. Premises and fixed assets (including capitalized leases)...........13,027

7. Other real estate owned.............................................5,246

8. Investments in unconsolidated subsidiaries and associated companies.....0

9. Customer's liability to this bank on acceptances outstanding............0

10a.Intangible assets:Goodwill.........................................4,219

10b.Intangible assets:Other............................................1,198

11.Other assets.......................................................19,284

12.Total assets......................................................410,069

LIABILITIES

13.Deposits:

   a. In domestic offices............................................301,380

      (1) Noninterest-bearing.........................................78,322

      (2) Interest-bearing...........................................223,058

14.Federal funds purchased & securities sold under agreements to repurchase:

   a. Federal funds purchased............................................500

   b. Securities sold under agreements to repurchase...................4,263

15.a. Demand notes issued to the U.S. Treasury.............................0

   b. Trading liabilities..................................................0

16.Other borrowed money...............................................56,564

17.Mortgage indebtedness and obligations under capitalized leases..........0

18.Bank's liability on acceptances executed and outstanding................0

19.Subordinated notes and debentures.......................................0

20.Other liabilities...................................................6,649

21.Total liabilities.................................................369,356

22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0

24.Common stock........................................................1,680

25.Surplus(exclude all surplus related to preferred stock).............7,091

26.a. Undivided profits and capital reserves..........................29,608

   b. Net unrealized holding gain(losses)available for sale securities...62

27.Cumulative foreign currency transaction adjustments.....................0

28.Total equity capital...............................................40,713

29.Total liabilities, minority interest, and equity capital..........410,069

03-31-08

REPORT OF CONDITION: 03-31-08

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF MARCH 31, 2008(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions

   a. Noninterest-bearing balances and currency and coin..............7,567

   b. Interest-bearing balances........................................1,797

2. Securities:

   a. Held-to-maturity securities........................................147

   b. Available-for-sale securities...................................50,719

3. Federal funds sold and securities purchased under agreements to resell:

   a. Federal funds sold...............................................9,100

4. Loans and lease financing receivables:

   a. Loans and leases held for sale...................................729

   b. Loans and leases, net of unearned income...........245,217

   b. LESS: Allowance for loan and lease losses............2,874

   c. LESS: Allocated transfer risk reserve....................0

   d. Loans and leases, net of unearned income, allow., and reserve..242,343

5. Trading assets..........................................................0

6. Premises and fixed assets (including capitalized leases)............11,008

7. Other real estate owned...............................................332

8. Investments in unconsolidated subsidiaries and associated companies.....0

9. Customer's liability to this bank on acceptances outstanding............0

10a.Intangible assets:Goodwill.........................................4,219

10b.Intangible assets:Other............................................1,105

11.Other assets.......................................................16,546

12.Total assets......................................................345,612

LIABILITIES

13.Deposits:

   a. In domestic offices............................................274,442

      (1) Noninterest-bearing.............................67,633

      (2) Interest-bearing...............................206,809

14.Federal funds purchased & securities sold under agreements to repurchase:

   a. Federal funds purchased..........................................3,795

   b. Securities sold under agreements to repurchase.....................3,580

15.a. Demand notes issued to the U.S. Treasury.............................0

   b. Trading liabilities..................................................0

16.Other borrowed money...............................................19,449

17.Mortgage indebtedness and obligations under capitalized leases..........0

18.Bank's liability on acceptances executed and outstanding................0

19.Subordinated notes and debentures.......................................0

20.Other liabilities...................................................5,467

21.Total liabilities.................................................306,733

22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0

24.Common stock........................................................1,680

25.Surplus(exclude all surplus related to preferred stock).............7,091

26.a. Undivided profits and capital reserves..........................29,608

   b. Net unrealized holding gain(losses)available for sale securities...62

27.Cumulative foreign currency transaction adjustments.....................0

28.Total equity capital...............................................38,879

29.Total liabilities, minority interest, and equity capital..........345,612

12-31-07

REPORT OF CONDITION: 12-31-07

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF DECEMBER 31, 2007(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions

   a. Noninterest-bearing balances and currency and coin..............11,202

   b. Interest-bearing balances........................................800

2. Securities:

   a. Held-to-maturity securities........................................274

   b. Available-for-sale securities...................................41,557

3. Federal funds sold and securities purchased under agreements to resell:

   a. Federal funds sold...............................................12,300

4. Loans and lease financing receivables:

   a. Loans and leases held for sale...................................760

   b. Loans and leases, net of unearned income...........236,408

   b. LESS: Allowance for loan and lease losses............2,818

   c. LESS: Allocated transfer risk reserve....................0

   d. Loans and leases, net of unearned income, allow., and reserve..233,590

5. Trading assets..........................................................0

6. Premises and fixed assets (including capitalized leases)............10,918

7. Other real estate owned...............................................229

8. Investments in unconsolidated subsidiaries and associated companies.....0

9. Customer's liability to this bank on acceptances outstanding............0

10a.Intangible assets:Goodwill.........................................4,219

10b.Intangible assets:Other............................................1,155

11.Other assets.......................................................16,370

12.Total assets......................................................333,374

LIABILITIES

13.Deposits:

   a. In domestic offices............................................268,141

      (1) Noninterest-bearing.............................68,673

      (2) Interest-bearing...............................299,468

14.Federal funds purchased & securities sold under agreements to repurchase:

   a. Federal funds purchased..........................................8,970

   b. Securities sold under agreements to repurchase.....................3,368

15.a. Demand notes issued to the U.S. Treasury.............................0

   b. Trading liabilities..................................................0

16.Other borrowed money...............................................9,815

17.Mortgage indebtedness and obligations under capitalized leases..........0

18.Bank's liability on acceptances executed and outstanding................0

19.Subordinated notes and debentures.......................................0

20.Other liabilities...................................................5,201

21.Total liabilities.................................................295,495

22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0

24.Common stock........................................................1,680

25.Surplus(exclude all surplus related to preferred stock).............7,091

26.a. Undivided profits and capital reserves..........................29,046

   b. Net unrealized holding gain(losses)available for sale securities...62

27.Cumulative foreign currency transaction adjustments.....................0

28.Total equity capital...............................................37,879

29.Total liabilities, minority interest, and equity capital..........333,374

09-30-07

REPORT OF CONDITION: 09-30-07

REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF SEPTEMBER, 30 2007(IN THOUSANDS)

ASSETS

1. Cash and balances due from depository institutions

   a. Noninterest-bearing balances and currency and coin...............8,497

   b. Interest-bearing balances........................................1,100

2. Securities:

   a. Held-to-maturity securities........................................284

   b. Available-for-sale securities...................................51,700

3. Federal funds sold and securities purchased under agreements to resell:

   a. Federal funds sold...............................................5,000

4. Loans and lease financing receivables:

   a. Loans and leases held for sale...................................2,021

   b. Loans and leases, net of unearned income...........233,758

   b. LESS: Allowance for loan and lease losses............2,738

   c. LESS: Allocated transfer risk reserve....................0

   d. Loans and leases, net of unearned income, allow., and reserve..231,020

5. Trading assets..........................................................0

6. Premises and fixed assets (including capitalized leases)............9,787

7. Other real estate owned...............................................229

8. Investments in unconsolidated subsidiaries and associated companies.....0

9. Customer's liability to this bank on acceptances outstanding............0

10a.Intangible assets:Goodwill.........................................4,219

10b.Intangible assets:Other............................................1,199

11.Other assets.......................................................16,185

12.Total assets......................................................331,241

LIABILITIES

13.Deposits:

   a. In domestic offices............................................268,006

      (1) Noninterest-bearing.............................70,294

      (2) Interest-bearing...............................197,712

14.Federal funds purchased & securities sold under agreements to repurchase:

   a. Federal funds purchased..........................................6,720

   b. Securities sold under agreements to repurchase.....................3,301

15.a. Demand notes issued to the U.S. Treasury.............................0

   b. Trading liabilities..................................................0

16.Other borrowed money...............................................10,178

17.Mortgage indebtedness and obligations under capitalized leases..........0

18.Bank's liability on acceptances executed and outstanding................0

19.Subordinated notes and debentures.......................................0

20.Other liabilities...................................................5,766

21.Total liabilities.................................................293,971

22.Limited-life preferred stock and related surplus........................0

EQUITY CAPITAL

23.Perpetual preferred stock and related surplus...........................0

24.Common stock........................................................1,680

25.Surplus(exclude all surplus related to preferred stock).............7,091

26.a. Undivided profits and capital reserves..........................28,642

   b. Net unrealized holding gain(losses)available for sale securities..-143

27.Cumulative foreign currency transaction adjustments.....................0

28.Total equity capital...............................................37,270

29.Total liabilities, limited life preferred stock, equity capital...331,241