REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF MARCH 31, 1998(IN THOUSANDS)
ASSETS
1. Cash and balances due from depository institutions
a. Noninterest-bearing balances and currency and coin..............9,603
b. Interest-bearing balances.........................................100
2. Securities:
a. Held-to-maturity securities....................................26,720
b. Available-for-sale securities..................................12,212
3. Federal funds sold and securities purchased under agreements to
resell:
a. Federal funds sold.............................................18,525
b. Securities purchased under agreements to resell.....................0
4. Loans and lease financing receivables:
a. Loans and leases, net of unearned income...........98,698
b. LESS: Allowance for loan and lease losses...........1,076
c. LESS: Allocated transfer risk reserve...................0
d. Loans and leases, net of unearned income, allow., and reserve.97,622
5. Trading assets........................................................0
6. Premises and fixed assets (including capitalized leases)..........4,251
7. Other real estate owned.............................................241
8. Investments in unconsolidated subsidiaries and associated companies...0
9. Customer's liability to this bank on acceptances outstanding..........0
10.Intangible assets....................................................48
11.Other assets......................................................5,725
12.Total assets....................................................175,047
LIABILITIES
13.Deposits:
a. In domestic offices..........................................152,016
(1) Noninterest-bearing.............................31,109
(2) Interest-bearing...............................120,907
14.Federal funds purchased & securities sold under agreements to repurchase:
a. Federal funds purchased........................................3,425
15.a. Demand notes issued to the U.S. Treasury...........................0
b. Trading liabilities................................................0
16.Other borrowed money:
a. With original maturity of one year or less....................... 0
b. With original maturity of more than one year.....................650
17.Mortgage indebtedness and obligations under capitalized leases........0
18.Bank's liability on acceptances executed and outstanding..............0
19.Subordinated notes and debentures.....................................0
20.Other liabilities.................................................1,897
21.Total liabilities...............................................157,988
22.Limited-life preferred stock and related surplus......................0
EQUITY CAPITAL
23.Perpetual preferred stock and related surplus.........................0
24.Common stock......................................................1,680
25.Surplus(exclude all surplus related to preferred stock)...........2,091
26.a. Undivided profits and capital reserves........................13,206
b. Net unrealized holding gain(losses)available for sale securities..82
27.Cumulative foreign currency transaction adjustments...................0
28.Total equity capital.............................................17,059
29.Total liabilities, limited life preferred stock, equity capital.175,047
