REPORT OF CONDITION FOR AMERICAN NATIONAL BANK AS OF MARCH 31, 2004(IN THOUSANDS)
ASSETS
1. Cash and balances due from depository institutions
a. Noninterest-bearing balances and currency and coin..............10,704
b. Interest-bearing balances........................................2,497
2. Securities:
a. Held-to-maturity securities........................................739
b. Available-for-sale securities...................................27,242
3. Federal funds sold and securities purchased under agreements to resell:
a. Federal funds sold...............................................2,300
4. Loans and lease financing receivables:
a. Loans and leases held for sale.......................1,230
b. Loans and leases, net of unearned income...........171,354
b. LESS: Allowance for loan and lease losses............1,978
c. LESS: Allocated transfer risk reserve....................0
d. Loans and leases, net of unearned income, allow., and reserve..169,376
5. Trading assets..........................................................0
6. Premises and fixed assets (including capitalized leases)............8,341
7. Other real estate owned...............................................364
8. Investments in unconsolidated subsidiaries and associated companies.....0
9. Customer's liability to this bank on acceptances outstanding............0
10.Intangible assets : Goodwill........................................4,175
Intangible assets : Other intangible assets...........................275
11.Other assets.......................................................14,624
12.Total assets......................................................241,867
LIABILITIES
13.Deposits:
a. In domestic offices............................................200,099
(1) Noninterest-bearing.............................45,626
(2) Interest-bearing...............................154,473
14.Federal funds purchased & securities sold under agreements to repurchase:
a. Federal funds purchased..........................................3,050
15.a. Demand notes issued to the U.S. Treasury.............................0
b. Trading liabilities..................................................0
16.Other borrowed money...............................................13,043
17.Mortgage indebtedness and obligations under capitalized leases..........0
18.Bank's liability on acceptances executed and outstanding................0
19.Subordinated notes and debentures.......................................0
20.Other liabilities...................................................3,466
21.Total liabilities.................................................219,658
22.Limited-life preferred stock and related surplus........................0
EQUITY CAPITAL
23.Perpetual preferred stock and related surplus...........................0
24.Common stock........................................................1,680
25.Surplus(exclude all surplus related to preferred stock).............2,091
26.a. Undivided profits and capital reserves..........................18,309
b. Net unrealized holding gain(losses)available for sale securities...129
27.Cumulative foreign currency transaction adjustments.....................0
28.Total equity capital...............................................22,209
29.Total liabilities, limited life preferred stock, equity capital...241,867
